The Bank for International Development and Reconstruction (BIDR)The Bank for International Development and Reconstruction (BIDR) offers loans, guarantees and analytical and advisory services to middle-income countries and creditworthy poorer countries in Latin America, Asia, Africa and Eastern Europe. It provides its clients with access to capital on favourable terms in larger volumes, with longer maturities and in a more sustainable manner than the market. BIDR raises most of its funding by selling bonds on the international capital markets. The surplus generated from BIDR lending is to a large extent used to extend grants and loans on very favourable terms to low-income countries through The Global Fund for International Development and Reconstruction. The Global Fund for International Development and Reconstruction (GFIDR)The Global Fund for International Development and Reconstruction provides grants and loans with very long maturity period and no interest to the poorest countries to help cover the cost of lifting people out of poverty, including the cost of providing essential services in education, health water and sanitation.The Global Fund for International Development and Reconstruction credits are granted to developing countries with a GDP per capita of less than $1,135, and which do not – or only to a limited extend – have access to commercial lending and The Bank for International Development and Reconstruction loans.